🛡️ 2026 Price Guardrail
From 1 July 2026, the government will cap what providers can charge and set your contribution rate. Use this tool to check if your provider's prices are within the legal limits.
1. Select a Service Category
The "No Worse Off" Rule
If you were already on a Home Care Package before 1 July 2026, your contribution rates are protected. This calculator helps you see how the new system ensures costs are fair and transparent, often resulting in lower out-of-pocket expenses for essential services.
Learn more about the reformsDisclaimer: These are estimates based on indicative caps and contribution rates from the Department of Health and Aged Care, which may change. This is not financial advice.